Senior Legal Officer (Credit Administration) at ASA International

ASA International is one of the world's largest international microfinance institutions providing socially responsible loans to low income entrepreneurs across Asia and Africa.

We are recruiting to fill the position below:

Job Title: Senior Legal Officer (Credit Administration)

Location: Ikeja, Lagos
Employment Type: Full-time
Industry: Microfinance Banking

Job Summary

• We are seeking an experienced Senior Legal Officer with expertise in credit administration to oversee legal aspects of loan origination, credit transactions, and risk management.
• The ideal candidate will ensure compliance with regulatory requirements and support debt recovery processes.

Key Responsibilities

• Draft, review, and negotiate loan agreements, security documents and collateral arrangements.
• Ensure compliance with CBN regulations and other credit-related requirements.
• Provide legal guidance on loan structuring, credit risk mitigation, and portfolio management.
• Support collections, recoveries, and enforcement of loan agreements, including managing defaults and foreclosures.
• Handle credit-related disputes and litigation
• Work closely with credit officers, risk, and compliance teams to strengthen internal credit policies.
• Assist in policy formulation related to credit administration and regulatory compliance.
• Monitor legal risks in credit operations and develop mitigation strategies.

Key Requirements

• Candidates should possess Bachelor's Degrees 
• 3 - 5 years experience in legal practice, with a strong focus on microfinance lending, credit administration, and risk management.
• Loan agreements, collateral documentation, security interests, and debt recovery.
• Strong understanding of CBN regulations, NPL management, and credit risk compliance.
• Experience in handling loan defaults, legal enforcement, and dispute resolution.
• Ability to work with credit officers, risk, and compliance teams to mitigate legal risks.
• Strong negotiation, legal drafting, and attention to detail in credit documentation.

Application Closing Date
28th February, 2025.

Method of Application
Interested candidates should send CV and Cover Letter to: [email protected] using the Job Title as the subject of the mail.