Account Officer at Pause Factory Resources

Pause Factory Resources - Our client, a lending company, is recruiting to fill the position below:

Job Title: Account Officer

Location: Ogudu / Ojota, Lagos
Employment Type: Full-time

Job Description

• Account Officer plays a crucial role in managing the loan portfolio, ensuring timely repayments, and maintaining strong relationships with clients.

Key Responsibilities

• Loan Portfolio Management: Oversee a portfolio of loans, ensure timely repayments, and identify potential risks.
• Client Relationship Management: Build and maintain strong relationships with clients, respond to their queries, and provide excellent customer service.
• Loan Disbursement: Process loan disbursements, ensuring all necessary documentation is in place and compliant with regulatory requirements.
• Repayment Monitoring: Track loan repayments, identify any delays or discrepancies, and take prompt action to resolve issues.
• Risk Management: Identify potential risks and take proactive measures to mitigate them, ensuring the loan portfolio remains healthy.
• Credit Assessment: Conduct credit assessments on new loan applications, evaluating creditworthiness and making recommendations.
• Collateral Management: Ensure that collateral is properly documented, valued, and monitored.
• Compliance: Ensure compliance with regulatory requirements, company policies, and industry standards.
• Reporting: Provide regular reports on loan performance, client relationships, and portfolio health.

Requirements

• Qualification: B.Sc / HND
• Experience: 2-3 years

Skills Required:

• Communication: Effective communication with clients, colleagues, and management.
• Problem-Solving: Ability to resolve loan repayment issues, client complaints, and other challenges.
• Time Management: Prioritize tasks, manage workload, and meet deadlines.
• Attention to Detail: Maintain accuracy and attention to detail in loan documentation, repayment tracking, and reporting.
• Interpersonal Relationship: Build strong relationships with clients, colleagues, and stakeholders.

Technical Skills:

• Lending Software: Proficiency in lending software, such as loan origination systems, loan servicing platforms, or credit scoring tools.
• Microsoft Office: knowledge of Microsoft Office, particularly Excel, Word, and Outlook.
• Financial Analysis: Basic knowledge of financial analysis, credit assessment, and risk management.
• Regulatory Knowledge: Understanding of relevant laws, regulations, and industry standards governing lending practices.

Salary
N100,000 bonus of 100k monthly.

Application Closing Date
28th February, 2025.

How to Apply
Interested and qualified candidates should send their CV to: [email protected] using the job title as the subject of the email.

Note: Only qualified and experienced candidates will be shortlisted.