Branch Leader at Resource Intermediaries Limited (RIL) - 5 Openings

Resource Intermediaries Limited is a distinguished HR Outsourcing and Consulting firm, specializing in customized recruitment solutions tailored to meet the unique needs of companies. Our proficiency extends across a wide spectrum of positions, ranging from top-tier executives to entry-level positions, covering technical, contractual, semi-skilled, and unskilled roles. Additionally, we are recognized experts in providing a range of services including Fumigation Services, Janitorial Services, Payroll Administration, Expatriate Management, Manpower Planning, Executive Training, and more.

We are recruiting to fill the position below:

Job Title: Branch Leader

Locations: Osogbo - Osun, Abeokuta - Ogun ,Akure - Ondo, Ibadan - Oyo & Ilorin - Kwara
Employment Type: Full-time
Functionally reports to: Regional Bank Heads (RBH)
Administratively reports to: Regional Bank Heads (RBH)
Supervises: Account Officers

Job objective(s)

• Develop a marketing plan that will increase market share / penetration. Incumbent is expected to increase the business of the Branch by increasing the number of new accounts and developing new business areas.
• Introduce, define and develop a combination of operating processes, management systems, business structure and culture that gives the Bank the capacity to deliver on its values.
• Responsible for generating activities that will help better team performance.

Duties & Responsibilities

• Responsible for ensuring that quality staff are recruited, motivated, trained and retained in particular branch, and ultimately, in the Bank.
• Develop a marketing plan that will increase market share / penetration. Incumbent is expected to increase the business of the Branch by increasing the number of new accounts and developing new business areas.
• Review the marketing plan of the branch and prepare target market study covering the industries / markets defined to serve
• Prepare written call reports in format determined by management and periodically follow up “close” sales
• Ensure adequate adherence to Credit policies, processes and procedures
• Foster involvement in the ‘team’ concept by listening, sharing ideals and information in the interest of the Bank
• Ensure customer facilities applications are thoroughly appraised, review all applications, and make appropriate recommendations / decisions
• Conduct collateral inspections and appraisals. Assemble and process files and forward processed applications to management with recommendations
• Monitor and initiate recovery action on non-performing loans
• Identify needs of accounts holders / customers and buyer values and proactively seek to provide products / services to meet identified needs
• Ensure new accounts are adequately coded to ensure proper MIS classification
• Provide regular reports / updates for management attention
• Provides leadership, coaching, training/development and supervision to all members of its team.
• Any other duties as assigned by Supervisor

KPI

• Cards 90% | Instant Banking 50% |Online Banking 25%
• Retail Customer Acquisition
• Savings Deposit Growth Achievement
• Demand Deposit (LCY & FCY)
• SME Deposit Growth Budget Achievement
• Trade Volumes & Export Proceeds
• Total Loans Growth Budget Achievement
• Total Deposits Growth Budget Achievement
• NPL Ratio
• Internal Audit Rating (Min Rating of Satisfactory)
• PBT
• Quality of leadership and management as evidenced by managerial cohesiveness, effectiveness and unity of purpose around the corporate vision

Requirements

• Masters in Social Science and Accounting.
• Experience : 10 - 15 years in Banking industry.

Key Competency:
Knowledge:

• Knowledge of the basic profit goals of the Bank for the purpose of integrating them with individual and branch marketing goals and objectives.
• Knowledge of Loans Administration and Accounts Management.
• Excellent knowledge of the Bank’s products and services
• Excellent marketing /selling and negotiation skills
• Knowledge of basic banking operations and processes / product knowledge.
• Good knowledge of Financial Analysis
• Excellent knowledge of operating environment and major business transaction dynamics as they relate to the business location

Skills/Competencies:

• Good written and oral communication skills and depth in PC skills
• Excellent Credit Analysis and Appraisal skills.
• Excellent report writing and presentation skills
• Excellent customer relations and service excellence skills.
• Ability to design, select and monitor high performance teams and utilize effective leadership styles for these work teams.
• Leadership & Supervisory skills and performance management skills.

Salary
N700,000 Monthly.

Application Closing Date
21st February, 2025.

How to Apply
Interested and qualified candidates should send their updated CV to: [email protected] using the Job Title and their Location as the subject of the mail.