Head of (Digital) Lending at a Leading Financial Services Company - First Excelsia Professional Services

First Excelsia Professional Services - Our client, a leading Financial Services company is recruiting to fill the position below:

Job Title: Head of (Digital) Lending

Location: Lagos
Employment Type: Full-time
Sector: Financial Services

Job Summary

• Our client, a leading Financial Services sector, is seeking a dynamic and driven Head of Lending who will spearhead the development, execution, and growth of lending solutions within the Embedded Finance Division.
• The role holder will leverage strategic partnerships, aggregator platforms, and innovative customer acquisition strategies to expand market reach and optimize lending operation

Job Responsibilities

• Define and implement comprehensive lending strategies aligned with the organization’s objectives, ensuring set targets for our Embedded lending products (BNPL, nano loans, and merchant lending) are met.
• Oversee phased execution plans focused on growth levers such as strategic partnerships, integrations, and leveraging our existing sales and digital channels.
• Collaborate with product management and engineering teams to design and launch impactful features that drive business outcomes.
• Identify, negotiate, and onboard high-value strategic partnerships with industry-leading platforms to maximize market reach.
• Ensure adherence to risk management frameworks, regulatory compliance, and governance standards across all lending activities.
• Collaborate with Credit Risk and Underwriting to optimize the credit assessment process, to drive efficiency and minimize risk.
• Build and mentor a high-performing team, fostering a culture of innovation, accountability, and continuous improvement.

Persons Specification

• Bachelor’s degree in Finance, Business Administration, or a related field; advanced degrees or certifications (e.g., MBA) are highly desirable
• Minimum of 10 years relevant experience to the role.
• Proven experience in leading lending portfolios, with a strong focus on embedded finance, nano loan, and merchant lending solutions. Experience selling BNPL products will be a great advantage.
• Demonstrated success in managing large-scale partnerships and executing growth strategies in a fast-paced environment.
• Exceptional analytical, problem-solving, and decision-making skills with a track record of delivering measurable results.
• Strong leadership capabilities with excellent communication and stakeholder management skills.

Salary
N41,600,000 Annually.

Application Closing Date
20th February, 2025.

Method of Application
Interested and qualified candidates should send their CVs to: talentsearch@firstexcelsia.com using "Head Of Lending" as the subject of the mail.