Mkobo is licensed as a Microfinance Bank by the Central Bank of Nigeria (CBN). We started operations in August 2015. MKOBO is not your typical MFB, we do not have a banking hall nor do we accept cash deposit. All transactions are done electronically. We are primarily focused on the promotion of inclusive financial services through the development of innovative financial services that leverages technology to eliminate the costs and complexities usually associated with traditional financial services.
We are recruiting to fill the position below:
Job Title: Operations Officer
Location: Lagos, Nigeria
Employment type: Full Time
Job function: Operations
Workplace Type: Onsite
Description
Mkobo is currently pivoting to a full service digital bank/Neobank by launching mkobobank.com. Our goal is to help hard working people grow their wealth by making it easy for them to Earn, Save, Spend and Invest their hard earned money.
To this end we are recruiting a Team Lead Operations who shall have the responsibility to oversee the day-to-day business operations for the business.
The ideal candidate will have had some hands-on experience working within a Commercial or Microfinance or Fintech within the Operations team.
This role will assist in the setup/implementation of banking operations and the policies required to support the launch of a new challenger/Neobank and also providing solutions that drive both customer and business value.
Responsibilities
Above all things, the operations department is there to simply make sure things GET DONE.
Ensure all operations team functions are carried out in accordance with laid down procedures & policies in the manuals and SOPs.
Ensure that all customer support requests are assigned and attended to within the SLA
Ensure the team members are up to speed and trained on all operations processes and policies in SOPs.
Provide prompt, error free and quality customer service.
Respond to Customer enquiries promptly through all channels
Processing of savings, Fixed deposit and other customer applications/requests
Manage customer complaints through effective customer complaints resolutions process.
Develop strategies to minimize customer complaints and suggest ways of managing the perception of the Company.
Providing business and operational support to all departments
Supervises the customer support team and sets day-to-day operational objectives for the team.
Any other corporate administrative duties as may be required from time to time.
Assisting all customers by providing information and resolving any complaints;
Oversee the company's and its various international offices day-to-day operations.
Create, recommend and put into business strategies, plan and procedures to drive and meet revenue targets
Lead and manage weekly team meetings.
Any other duties that may be assigned to the position.
Qualifications
Candidates should possess a B.Sc in Management or related field
Hold a Post Graduate Degree in any discipline
Minimum 3 years experience in Operations/Customer Support role
Minimum of 3 years of experience
Have some operational experience in a FinTech or financial institution
Possess a high level of trust to drive best practices with minimal supervision
Have good project management and leadership skills
Possess good analytical skills and an in-depth understanding of operational models
Keen interest and knowledge of the Fintech/Start-ups ecosystem
Good understanding of CBN/NDIC and other regulatory landscape
Good knowledge of retail banking operations, retail products and commercialization
Experience in developing SOP and policy documents from scratch, in line with relevant ISO standards.
Must have skills:
Digital banking operations KPI Risk management process documentation
Good to have skills:
Freshdesk internal control OKR crisp support tool
Skills Required:
Strong knowledge of operational control methodologies in Microfinance banks.
Excellent skills in impact analysis and measurement.
Proficient English Skills in writing and speaking.
Excellent critical thinking and solution-oriented, self-starter results-oriented person.
Strong planning, organisational and time management abilities
Leadership, team management, developing and mentoring
High-level influencing and interpersonal skills
Relationship building, negotiation, problem-solving and troubleshooting
Reconciliation ,call over & operational report e.t.c