Head of Risk Management at Tmasourcing

TMAsourcing is a consulting firm specializing in recruitment, outsourcing, and HR services. We connect businesses with qualified candidates for various roles, from white-collar positions like accountants and customer service managers to domestic roles like housekeepers and chefs. Our focus is on providing tailored staffing solutions to help businesses build skilled teams and optimize operations.

We are recruiting to fill the position below:

Job Title: Head of Risk Management

Location: Egbeda, Lagos
Employment Type: Full-time

Job Description

• TMAsourcing is hiring a visionary and experienced Head of Risk Management (Male) in the Financial Sector. The head of the risk management will lead the organization’s risk framework, mitigate threats, and ensure compliance with regulatory requirements . The Head of Credit and Risk Management will be responsible for the monitoring and management of the credit portfolio of the Bank as well as developing and implementing systems, policies and procedures aimed at credit administration and credit risk mitigation.

Responsibilities

• Planning, designing implementing & managing the overall credit administration and credit risk management process for the bank by developing policies, procedures and reporting standards that define the bank’s credit in line with its overall business objectives.
• Monitor the business development for emerging credit risks and recommends policies and procedures to improve the credit risk management process.
• Facilitate the identification, assessment, measurement, monitoring, controlling and reporting the level of credit risks
• Maintain oversight over the bank’s enterprise credit risk management activities.
• Provide support, education and training to staff in respect of credit administration as well as to create credit risk awareness.
• Conduct periodic stress tests and scenario analysis, assessing the impact to the Bank’s credit portfolio and make appropriate recommendations to senior management for appropriate action.
• Manage the bank’s lending portfolio and continually optimize risk strategy for acquisition, fraud, and collection
• The credit risk manager work description also entails retrieving data and conducting data driven analytics, utilizing various analytical tools, software, and techniques.

Skills and Competencies:

• ·Credit Administration/Risk Management
• ·Credit Products, Credit Analysis and Appraisal
• ·Loans administration / account management

Requirements

• First Degree in Economics, Finance or any other discipline, Master’s Degree is an added advantage.
• Experience in planning and orchestrating available resources efficiently and effectively
• Minimum of 5 years banking experience with a Microfinance Bank.
• Impeccable understanding of financial statements and business dynamics
• Proven ability to persuade, influence and build credibility with all levels and all functions
• Knowledge of micro, small and medium enterprise market.
• Good coaching and relationship building skills
• Deep understanding of a Microfinance Bank credit dynamics
• Working Hours: Monday - Friday 9 am to 5pm.

Salary
N350,000 / Monthly

Application Closing Date
Not Specified.

How to Apply
Interested candidates should send their CV to: [email protected] with the job title as the subject of the mail.

Note: Please ensure you read the job description carefully before applying.