Sub Category

Trainee / Graduate Jobs

Administrative Jobs in Nigeria

Advertising Jobs Nigeria

Accounting Jobs in Nigeria

Auditing Jobs Nigeria

Arts Jobs in Nigeria

Android / IOS Developer Jobs

Agriculture Jobs in Nigeria

Architecture Jobs in Nigeria

Aviation Jobs in Nigeria

Automobile Jobs in Nigeria

Banking Jobs in Nigeria

Computer & InfoTech Jobs

Computer / IT Support Jobs

Customer Service Jobs

Civil Engineering Jobs

Cook / Chef Jobs

Database Jobs in Nigeria

Driving / Dispatch Rider Jobs

Education Jobs for Nigerians

Real Estate Jobs

Electrical/Electronics Jobs

Engineering Jobs in Nigeria

Facility Mgt Jobs in Nigeria

Finance Jobs in Nigeria

Front Desk Jobs in Nigeria

Geology Jobs

Government Jobs in Nigeria-

Graphics Design Jobs

Hospitality Jobs in Nigeria

Hotel Jobs in Nigeria

HR Jobs in Nigeria

Industrial Attachment (Internship)

Insurance Jobs in Nigeria

Journalism / Content Writing Jobs

Law Enforcement / Security Jobs

Lecturing Jobs in Nigeria

Law / Legal Jobs in Nigeria

Linux & Unix Jobs Nigeria

Marketing & Sales Jobs

Maritime & Shipping Jobs

Medical & Healthcare Jobs

Military Jobs in Nigeria

Computer Networking Jobs

NGO Jobs in Nigeria

Oil & Gas Jobs in Nigeria

Oracle Jobs in Nigeria

Personal Assistant Jobs

PHP & MySQL Jobs in Nigeria

Physician / Medical Officer Jobs

Public Relation Jobs

Programming / Software Jobs

Pri/Sec Sch Teaching Jobs

Real Estate Jobs in Nigeria

Remote / Work-at-home Jobs

Research Jobs in Nigeria

Safety & Health Jobs

Secretarial Jobs in Nigeria

Security Jobs in Nigeria

Sales Jobs

Shipping & Maritime Jobs

Student Jobs in Nigeria

Software Developer Jobs

System Admin Jobs in Nigeria

Teaching Jobs in Nigeria

Telecommunication Jobs

Semi-skilled / Factory Work

Volunteer Jobs Nigeria

Web Developer Jobs Nigeria

Web Designer / Frontend / UI Jobs


Job Filter

Get Latest Nigerian Jobs Alert!
Enter your email below.








  
          Popular Jobs
Agurate Online Limited Job Recruitment (3 Positions)

Lopterra Services Limited Job Recruitment (9 Positions)

CareOne Clinics Job Recruitment (3 Positions)

Machine and Equipment Corporation Africa Limited (MECA) Job Recruitment (3 Positions)

Salpha Energy Limited Job Recruitment (7 Positions)

Inspire Vocational Academies Job Recruitment (7 Positions)

Mantrac Nigeria Job Recruitment (6 Positions)

ExC Pharmaceuticals Limited Internship & Exp. Job Recruitment (5 Positions)

Maurice Xandra Solutions Limited Job Recruitment (7 Positions)

Novarick Homes and Properties Limited Internship & Exp. Job Recruitment (5 Positions)

Food Concepts Plc Job Recruitment (5 Positions)

International Facilities Services Graduate & Exp. Job Recruitment (3 Positions)

Sagar Vitaceuticals Nigeria Limited Job Recruitment (3 Positions)

Knight Frank Job Recruitment (5 Positions)

Workforce Group Job Recruitment (5 Positions)

Guinness Nigeria Plc Job Recruitment (3 Positions)

eHealth4everyone Job Recruitment (13 Positions)

Woodgate Structure Limited Job Recruitment (6 Positions)

Renmoney Job Recruitment (7 Positions)

Excel and Grace Consulting Job Recruitment (4 Positions)

Eko Maintenance Limited Job Recruitment (3 Positions)

Ascentech Services Limited Job Recruitment (13 Positions)

Michael Stevens Consulting Limited Job Recruitment (5 Positions)

RNP Services Job Recruitment (4 Positions)

C & I Leasing Plc Job Recruitment (3 Positions)

Craneburg Construction Company Job Recruitment (5 Positions)

RusselSmith Group Job Recruitment (4 Positions)

American University of Nigeria (AUN) Job Recruitment (4 Positions)

A Property Management Company Job Recruitment (11 Positions)

Khenpro Global Services Entry Level & Exp. Job Recruitment (4 Positions)

Labana Rice Mills Limited Job Recruitment (5 Positions)

Strides Energy & Maritime Limited Job Recruitment (8 Positions)

Amaiden Energy Nigeria Limited Job Recruitment (16 Positions)

World Health Organization (WHO) Job Recruitment (11 Positions)

Seven Up Bottling Company Limited Job Recruitment (4 Positions)

Shodex Gardens Job Recruitment (3 Positions)

Venmac Resources Limited Job Recruitment (14 Positions)

Rosabon Financial Services Limited Job Recruitment (7 Positions)

Marshall Goodman Industries Job Recruitment (4 Positions)

Canonical Nigeria Graduate & Exp. Job Recruitment (83 Positions)

Virgin-Landmarts Limited Job Recruitment (3 Positions)

Sevan Construction Nigeria Limited Job Recruitment (5 Positions)

Univacity Job Recruitment (3 Positions)

Evercare Hospital Job Recruitment (10 Positions)

Connig Technoserve Limited Trainee & Exp. Job Recruitment (3 Positions)

Mace Microfinance Job Recruitment (8 Positions)

SKLD Limited Job Recruitment (3 Positions)

AAA Finance and Investment Company Limited Job Recruitment (4 Positions)

Ardova Plc Job Recruitment (6 Positions)

Avatar New Energy Materials Company Limited Job Recruitment (5 Positions)


Team Lead, SME Underwriting at Renmoney

Posted on Wed 06th Nov, 2024 - hotnigerianjobs.com --- (0 comments)


Renmoney - We are a passionate team determined to challenge the status quo and make financial inclusion count for the millions of under-banked individuals and small business owners in Nigeria. We provide loans, savings, and fixed deposit solutions to our customers. Our vision is to be the most convenient lending company, delivering outstanding service experiences.

We are recruiting to fill the position below:

Job Title: Team Lead, SME Underwriting

Location: Lagos
Employment Type: Full Time

The position

  • We are seeking a highly skilled and motivated SME Underwriting Team Lead to join our dynamic team.
  • As the SME Underwriting Team Lead, you will play a critical role in overseeing the underwriting process for small and medium-sized enterprises (SMEs) seeking financing solutions.
  • Your expertise in credit assessment, risk analysis, and team management will be instrumental in ensuring the success of our underwriting operations and the growth of our portfolio.

Responsibilities

  • Manage and train the team of underwriters, fostering a collaborative and supportive work environment. Provide guidance, training, and performance feedback to enhance individual and team performance.
  • Coordinate the end-to-end underwriting process for SME loan applications. Review and assess creditworthiness, financial statements, and risk profiles of SMEs to determine eligibility for financing.
  • Conduct thorough risk assessments of SME loan applications, evaluating factors such as industry trends, market conditions, and borrower credit history. Ensure compliance with the company's underwriting guidelines and risk appetite.
  • Analyze and interprete financial statements.    
  • Quantitative and qualitative assessment to identify and quantify the financial and business risks of the counterparty.  
  • Assess or understand the operating environment (i.e. industry, regulatory and legal risk) and how it impacts the risk profiles of clients.
  • Make informed and data-driven lending decisions, balancing risk and reward. Collaborate with the Risk Infrastructure Lead to establish credit policies and guidelines for the underwriting team.
  • Continue to improve the underwriting process by implementing best practices, leveraging technology, and refining credit risk models. Identify areas for process optimization and lead initiatives to enhance efficiency and accuracy.
  • Monitor and manage portfolio, which include making recommendations and/or providing input to further develop the bank’s lending policy.    
  • Liaise with various business units and stakeholders
  • Interact with clients.    
  • Ensure that all underwriting activities comply with relevant regulations and internal policies. Keep abreast of industry trends and changes in regulatory requirements.
  • Collateral Management

Requirements

  • Bachelor's Degree in Finance, Economics, Business, or a related field. An advanced degree or professional certifications in Credit Risk Management is a plus.
  • Proven experience in credit risk assessment and underwriting of SMEs and big Corporates, with a minimum of 3 years' experience in a leadership or team management capacity.
  • Commercial banking experience as a credit analyst
  • Modelling, assessing or advising on financial and business risks should form part of this experience
  • Strong analytical skills with the ability to interpret financial statements, assess creditworthiness, and make data-driven lending decisions.
  • In-depth knowledge of lending regulations, risk management principles, and best practices in underwriting.
  • Excellent leadership and interpersonal skills, with the ability to motivate and mentor team members.
  • Demonstrated track record of process improvement and implementing automation or technology solutions to enhance underwriting efficiency.
  • Effective communication skills, both verbal and written, with the ability to articulate complex financial concepts to non-financial stakeholders.
  • A strategic mindset with a keen focus on portfolio performance and risk management.
  • Experience in collateral management would be a plus.

Benefits

  • You’ll receive competitive compensation and work with amazing people.
  • You’ll work in a beautiful environment with a flat structure and solve complex, real-world challenges. 

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online


  

Comments (0)


Post a Comment
Name: *
Email: *
Comment: *