Credit Analyst at Moneyfield Microfinance Bank Limited

Moneyfield Microfinance Bank Limited, one of the leading MFBs licensed by the Central Bank of Nigeria, began business operations in February 2011 to offer risk asset, financial advisory, and investment management services. A subsidiary of Capitalfield Investment Group Limited (CIGL), Moneyfield MFB serves over 45,000 customers and strives to maintain outstanding relationships while offering value-adding financial products targeted at developing micro-enterprise policies.

We are recruiting to fill the position below:

Job Title: Credit Analyst

Location: Onikan, Lagos
Employment Type: Full-time

Job Summary

• Primarily responsible for analyzing the credit worthiness of the Bank’s customers and potential customers and assisting in the ongoing management and modeling of credit risk afterwards.

Principal Duties and Responsibilities

• Credit file review, appraisal, and feedback.
• Credit bureau check and feedback.
• Customers and guarantors site visitation, address verification, and feedback.
• Monitoring of repayment under Credit terms.
• Early identification of delinquent accounts and non-performing loans.
• Track expiration of sensitive items against lapses such as insurance policies, vehicle licenses, court affidavit, etc., and feedback.
• Loan disbursement.
• Weekly expected repayment report per account officers.
• Loan follow-up and report exceptions promptly to Management.
• Any other tasks that may be assigned by the Head of Credit Risk Management.

Qualifications, Experience, Skills, and Competencies

• Minimum of an HND / B.Sc. in Business Administration or any discipline.
• 5 - 7 years of experience in credit analysis.
• Attention to detail and multitasking abilities.
• Good command in English in both report writing and speaking.
• Strong communication and interpersonal skills.
• Analytical and organizational skills
• Excellent use of MS Office packages (Word, Excel, Outlook, etc.)
• Time management
• Self-management.

Application Closing Date
30th September, 2024.

Method of Application
Interested and qualified candidates should send their Resume to: [email protected] using the Job Title as the subject of the mail.