Relationship Officer at Ultraviolet Microfinance Bank

At Ultraviolet Microfinance Bank, we offer a comprehensive suite of tools and features that cater to every aspect of your lending business, from origination to repayment. Small businesses, cooperative societies and leading players in the financial services have trusted our digital products to help configure customizable loan products and term, manage risk and compliance with ease, provide a seamless borrower experience and scale lending operations efficiently.

We have fused all these capabilities together to be a brand that helps you streamline your lending process, reduce complexity, and increase productivity. Our goal is to empower you to focus on what matters most - growing your business and serving your customers.

We are recruiting to fill the position below:

Job Title: Relationship Officer

Location: Abuja (FCT) 
Employment Type: Full-time

Job Summary

• The Relationship Officer is responsible for building and maintaining strong relationships with clients to support the bank's growth objectives.
• This role involves identifying potential clients, promoting financial products and services, managing customer accounts, and ensuring high levels of customer satisfaction.

Key Responsibilities
Client Acquisition:

• Identify and target potential clients through market research, networking, and referrals.
• Promote the bank’s financial products and services to prospective clients.
• Conduct presentations and sales pitches to convert leads into clients.

Customer Relationship Management:

• Build and maintain strong relationships with existing clients to ensure customer retention and loyalty.
• Regularly engage with clients to understand their financial needs and provide appropriate solutions.
• Address client inquiries, resolve issues, and provide timely support.

Account Management:

• Manage and monitor customer accounts, ensuring all transactions are accurate and up-to-date.
• Assist clients with account openings, loan applications, and other banking services.
• Ensure all client documentation is complete and compliant with regulatory requirements.

Cross-Selling:

• Identify opportunities to cross-sell additional products and services to existing clients.
• Collaborate with other departments to offer tailored solutions that meet clients’ needs.
• Achieve sales targets by promoting relevant banking products.

Market Research and Analysis:

• Conduct market research to stay informed about industry trends and competitors.
• Analyze customer feedback to identify areas for improvement in products and services.
• Provide insights and recommendations to improve customer experience and satisfaction.

Reporting and Documentation:

• Maintain accurate records of client interactions, transactions, and feedback.
• Prepare regular reports on sales activities, client feedback, and market trends.
• Ensure all documentation is stored securely and is accessible for audit purposes.

Qualifications

• Bachelor’s degree in Business Administration, Finance, Marketing, or a related field.
• Minimum of 2-4 years of experience in sales or customer service, preferably in the banking or financial services industry.
• Strong communication and interpersonal skills.
• Proven ability to build and maintain strong client relationships.
• Good understanding of banking products and services.
• Proficiency in Microsoft Office Suite (Word, Excel, Outlook).
• Ability to work independently and as part of a team.

Key Competencies:

• Customer service orientation
• Sales and negotiation skills
• Problem-solving skills
• Organizational skills
• Attention to detail
• Goal-oriented and self-motivated

Application Closing Date
7th August, 2024.

How to Apply
Interested and qualified candidates should send their CV to: [email protected] using the job title as the subject of the mail.