SunFi is an energy financial technology platform that connects people who want solar energy access to payment plans that match their needs. We work with qualified third-party installers to access easier and faster services.
We are recruiting to fill the following positions below:
Job Title: Credit Analyst
Location: Lagos
Employment Type: Full time
Job Summary
The Finance team’s purpose is to ensure that the business is financially sound and sustainable so that we can continue to provide our Distributed Energy Provider partners with the tools they need to scale their businesses, and ultimately our customers with a delightful energy experience. We are working to simplify clean energy access and increase the adoption of reliable, affordable, and innovative clean energy sources.
The Credit Analyst will evaluate the credit risk of businesses and individuals applying for payment plans with SunFi, by providing an independent credit review and risk assessment of applications. The Credit Analyst will also be responsible for ensuring the SunFi portfolio maintains a low default rate by monitoring payments, delinquent and defaulting customers, monitoring trends in macroeconomic conditions and portfolio composition, and performing risk management of the growing portfolio of payment plans.
The Credit Analyst will also be expected to initiate and execute projects that improve SunFi’s existing processesses and to innovate and add long-term value to the company and role. This position will work closely with the finance staff and other team members across the company to prepare presentations and reports that provide the Head of Finance and Executive Leadership with actionable insights on credit risk, trends, and risk management of the payment plan portfolio.
This role is ideal for self-starters who possess a can-do attitude, and are eager to learn, grow and go above and beyond to drive and deliver quality results and outcomes with speed, and deliver delightful experiences to our customers and internal stakeholders. This is a highly pivotal role at the company and has lots of opportunities for growth.
Job Responsibilities
Participate in business calls and/or customer meetings with external parties and prepare documentation on such meetings
Initiate and execute special projects
Complete all necessary department reports accurately and timely
Track and monitor relevant data points
Maintain databases with accurate and timely information
Analyze information and prepare payment plan analysis reports as assigned
Prepare new applications or renewal/extension of requested payment plans
Complete evaluation of collateral materials
Utilize financial software and other internal methods to analyze payment plan information
Utilize tools from outside sources when conducting credit and industry analysis
Perform work following department work processes and ethics standards
Perform due diligence on existing files as needed
Follow all SunFi policies, procedures, compliance, and security practices
Identify opportunities to innovate and add long-term value and take initiative to execute
Perform risk management of our processes and the payment plan portfolio
Perform ad-hoc tasks as assigned by the Finance Manager and Executive Leadership
Collaborate with the technology teams and other teams to improve SunFi Technology and processes
Build models to analyse portfolio payment plan performance
Conduct cohort analysis on payment plan portfolios
Attendance in and value creation in meetings
Demonstrate consistent proficiency of the SunFi technology platform and processes
Manage insurance programs
Management and analysis of payment plan data
Cohort analysis for SunFi payment plans
Qualifications
B.Sc/HND holder (in Accounting or related course)
3+ years experience in credit risk or related analytical field
ICAN/ACCA/CFA optional
Proficient using computers
Proficient in Microsoft Office (emphasis on Word, Excel & PowerPoint)
Advanced knowledge of Excel and modelling - ability to perform data analysis on large datasets ideal and build models
Advanced knowledge of Google suites and software.
Skills:
Exceptional written and verbal communication skills, with ability to communicate effectively with customers, SunFi employees and outside service providers
Effectively manages competing deadlines for projects and credit presentations, in a high-pressure work environment, with appropriate delegation
Exceptional analytical skills, detailed documentation and sound judgement
Actively ensures SunFi Values are incorporated and displayed within work environment, being a role model and mentor for others throughout SunFi
Demonstrates functional, technical and credit expertise with a high degree of due diligence and effectively transfers this knowledge to team members
Expert level understanding of payment plan policy and reporting needs
Strong interpersonal skills and exceptional emotional intelligence
Demonstrates strong leadership and management potential
Strong technical expertise with loan tape or portfolio management software
Strong financial modelling skills.
Benefits
Comprehensive Family/Personal Healthcare
Flexible Access to Salary and Employee Support Facilities
Employee Power Program
Learning and Growth Opportunities
Amazing colleagues and a great work culture
Team Bonding and a chance to build a world-class Clean Energy FinTech.
Flexible Access to over 11,000 learning resources and opportunities
Amazing colleagues and a great work culture
Team Bonding and a chance to build a world-class Clean Energy FinTech.
Application Closing Date
Not Specified.
How to Apply
Interested and qualified candidates should send their applications to: [email protected] using the Job Title as the subject of the mail.