Graduate Trainee (Credit Officer) at Voedsel Capital Limited

Voedsel Capital Limited is a financial services company located in Ikeja. Our team consists of young, dynamic, and result-driven individuals who share a common goal of improving the lives of our clients through access to bespoke financial services. We specialize in wealth management, SME financing, FX advisory, and structured transactions. Our product offerings guarantee simplicity, growth, and value creation for our clients across Nigeria.

We are recruiting to fill the position below:

Job Title: Graduate Trainee (Credit Officer)

Location: Ikeja, Lagos
Employment Type: Full-time

Duties and Responsibilities

• Analyzing financial statements and credit reports to determine the creditworthiness of potential clients.
• Assessing risks associated with lending and determining the credit limits for new and existing customers.
• Preparing detailed credit reports and making recommendations based on their findings.
• Reviewing loan applications and ensuring all required documentation is complete.
• Utilizing credit scoring systems to assess applications.
• Assisting in the loan approval process and ensuring compliance with company policies and regulatory requirements.
• Meeting with clients to discuss their financial needs and providing guidance on suitable credit products.
• Negotiating terms and conditions of loans with clients.
• Providing ongoing support and advice to clients regarding their credit and financial health.
• Ensuring all credit activities comply with relevant laws and regulations.
• Maintaining accurate and thorough records of all credit-related transactions and correspondence.
• Monitoring the performance of the credit portfolio and identifying potential risks.
• Preparing regular reports on the status of the credit portfolio for senior management.
• Assisting in the management of overdue accounts and implementing strategies for collections.

Skills and Qualifications

• Bachelor's Degree in any reputable course but a Degree in Finance, Accounting, Business Administration will be an added advantage with a Minimum of 2:2.
• Must have completed NYSC
• Analytical Skills, Credit Risk Management, and Risk Analysis
• Strong problem-solving and decision-making abilities
• Attention to detail and ability to analyze and interpret financial data
• Excellent written and verbal communication skills
• Ability to work independently and collaborate with a team
• Good knowledge of Excel
• Good writing and communication skills
• Must possess strong analytical skills
• Experience as a Credit Risk Officer in a finance company is an advantage.

Why work with us?

• Competitive salary and benefits packages.
• Premium health insurance package.
• On the Job training.
• Opportunity to make a significant impact on improving customer experiences.
• Collaborative and inclusive work environment.
• Professional development and growth opportunities.

Application Closing Date
19th July, 2024.

Method of Application
Interested and qualified candidates should send their CVs to: [email protected] using the Job Title as the subject of the mail.