SYOJ Consulting & Management Service Limited is a Professional Consulting Firm
We are recruiting to fill the position below:
Job Title: Business Manager, Team Lead (Banking)
Location: Abuja (FCT)
Employment Type: Full-time
Job Summary
To manage and support Relationship Managers/Officers in performing and achieving set business targets.
Responsibilities
Implementation of Bank’s business development and marketing strategies in assigned regions.
Initiate and monitor Relationship Manager/Officers’ relationship with corporate/individuals to facilitate deposit mobilization.
Originate and execute mortgage loans including initiating Credit Appraisal Memorandum and ensuring all requirements are met.
Enforce use of sound credit judgment to maintain credible loans and reduce number of non- performing loans to barest minimum.
Creation of quality risk assets in preferred sector(s).
Monitor activities and performance of Relationship Managers/ Officers on assigned job roles.
Ensure timely identification of toxic assets and appropriate measures are taken to minimize imminent risk.
Ensure adequate background check of prospective clients and adherence to KYC procedure.
Ensure effective management of all assigned corporate accounts and credits.
Conduct weekly Performance Review (MPR) sessions with team members and ensure implementation of approved deliberations (sanctions and rewards) to ensure improvement in Relationship Manager/Officers’ performance and work processes.
Keep abreast of local and international business opportunities and exercise judgement in acquiring new mortgages business(es).
Key Performance Indicators:
Market response to products/ services.
Growth in total deposit balance and growth in market share in assigned region.
Overall profitability of the Bank (Revenue growth).
Customer growth (Number of new and repeat customers).
Number improved (existing) and new products/services.
Accuracy and completeness of reports.
Budget variance and non- performing Loans
No of complaints from external and Internal customer s
Internal Control Exceptions/Audit Opinion
Effective administration of NHF loan
Key Result Areas:
Deposit mobilization
Risk Asset creation
Loan repayment
Sound credit judgement
Number of HNI Accounts
Non-performing loans
Capacity building of Team members
Number of new, active account and Repeat client.
Requirements
A sound understanding of the Nigerian mortgages and real estate sector as well as the key market drivers.
Ability to identify potentially profitable business development opportunities.
Positive and determined approach to researching and analyzing new business opportunities.
Ability to lead and effectively manage marketing teams and cross-functional teams.
Result oriented and self-motivated with high sense of drive and resilience.
Thorough and deep understanding and familiarity with assigned regions, strong business leads and ability to quickly connect with high-net-worth individuals, decision makers and influencers within targeted organizations and sector.
Strong marketing skills and ability to win customers’ trust.
Excellent knowledge of customer relationship management (CRM) tools.
Confident negotiation skills and ability to ‘close the deal’.
Strong client management skills and ability to maintain relationship through trust.
Analytical and problem-solving skills with ability to generate ideas.
Strong communication skills in all forms including written, oral, email, telephone, and presentation.
Excellent organizational and time management skills
Application Closing Date
20th July, 2024.
How to Apply
Interested and qualified candidates should send their CV to: [email protected] using the job title as the subject of the mail.