Senior SME Relationship Officer at Addosser Microfinance Bank Limited - 3 Openings

Addosser Microfinance Bank Limited plays an important role in widening the finance options available to MSMEs by providing finance for their businesses through value added products and services.

Founded in 2008, Addosser Microfinance Bank Limited is one of the leading Microfinance banks in Nigeriaofferinga broad range of products and services, to serve it’s over 103,000 customers through our four business groups: Retail and Microenterprise Banking, SME Banking, Consumer Banking and Specialized products & investment.

We are recruiting to fill the position below:

Job Title: Senior SME Relationship Officer

Locations: Lagos Island, Mainland and Alaba - Lagos
Employment Type: Full-time
Reports To: TL SME

Main Responsibilities

• Source for microfinance SME clients in identified market zones.
• Creation of quality risk assets above N15,000,000.00
• Evaluate customers’ business cash flow.
• Analysis customer’s repayment capacity and financial soundness.
• Put together a good credit write up.
• Conduct loan appraisals and collect detailed information (personal, business, and guaranties) when opening new loan accounts.
• Ensure proper KYC is conducted on customers.
• Render financial advice to customers and maintain good relationships with all customers
• Ensure full compliance with Addosser MFB policies while observing operational excellence
• Ensure all loan requirements inclusive of charges are properly communicated to clients and documentation are duly completed, executed & submitted.
• Verification of guarantors of loan customers before submission of loan requests.
• Monitoring the loan portfolio and follows up on repayment – ensuring the cheques for repayments are presented on due dates.
• Ensure PAR is within tolerable level as specified by management.

Relevant Skills, Qualification, Attributes & Experience

• HND / University Degree in Banking, Accounting, Economics or other related field.
• At least 4 years’ experience in a Micro Finance Institution.
• Good understanding of business process.
• Hardworking, committed, ability to communicate and a self- motivated person.
• Excellent interpersonal & numerical skills.
• Excellent team player.

Application Closing Date
5th July, 2024.

Method of Application
Interested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the email.