Risk/Credit Advisor at Paraquick

Paraquick is a financial services provider in Lagos. Our Personal Loans and Micro-Business Loans are designed to conveniently meet your financial needs.

We are recruiting to fill the position below:

Job Title: Risk/Credit Advisor

Location: Lagos

Job Description

• Implement all guidelines, processes and procedures to facilitate efficient underwriting norms to improves portfolio quality and customer experience.

Credit Underwriting:

• Implement the operational systems, policies, and processes in support of business objectives.
• Adhere strictly to company underwriting policies and procedures and growth, quality and profit objectives
• Analyse pertinent financial and credit data and makes final credit decisions (approval or declination) within signing authority.
• Assist in the development and implementation of risk framework to mitigate fraud using customer data

People Management:

• Provide direction and clarity responsibilities for Credit Originating Officer
• Communicate effectively with team members and ensure they are accurately and promptly informed.
• Ensure team cohesiveness and effectiveness within the department
• Plan, support and evaluate the performance of team members.
• Provide development support and equip team members with the knowledge and skills required to perform job effectively.

Competence Requirements
Functional:

• Critical thinking, Problem Solving and Analystic Skills
• Financial Management
• Quality Assurance (Portfolio)
• Underwriting and Loan Management
• Database Management
• Data Analytics

Behavioral:

• Self-Assured, Confident and Assertive
• Leadership, Influencing & Negotiation
• Relationship Management
• Effective Communication Skills
• Attention to details
• Time Management.

Application & Technology:

• Microsoft Word, Excel and Powerpoint
• Mambu
• Navision
• Crelend
• Mosulend
• NimbleX

Job Specification

• A First Degree is required
• Professional qualification an added advantage
• Minimum of 2 years work experience in similar role within the financial services industry. Bank Operations and Risk Management will be an added advantage.

Application Closing Date
21st June, 2019.

Method of Application
Interested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the e-mail.